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Though Nevada legalized casinos in , most states began to allow them in the s. The promise of reaping economic benefits has driven the trend: To win support, casino boosters often emphasized that a percentage of these benefits from lotteries and casinos would be funneled directly into public education.

Experts on gambling and state funding say that Maryland is only one of dozens of states taking gambling revenue meant for education and using it for other purposes.

The Mississippi Gambling Industry. In the first year of operation, taxes from lotteries generally do go toward education, according to a study Pierce co-authored that looked at the period to But after a number of years, the practice of using the money for other expenses became commonplace. State lawmakers welcome the lotteries and casinos for this very reason: The tax revenue gives them the flexibility to fund other programs or even cut other taxes. And politicians become dependent on the money—something the gambling industry understands well.

Earl Grinols, an economics professor at Baylor University, says this relationship between government and gambling amounts to crony capitalism, in which the industry and state politicians stand to gain from each other—and do. You create a system that encourages back-room deals. But not all gambling-sourced school funds are fated to disappear: Mongan show how companies use what they know about you to determine how much you are willing to pay for everything you buy.

From college tuition to plane tickets to groceries to medicine, companies already set varying prices based on intimate knowledge of individual wants and purchasing power. As the consumer age fades into history, rapidly changing prices and complex offers tailored to each individual are spreading like a fog over the free market.

Data giants know everything about us before we enter stores or open our browsers. We may think that the Internet lets us find the best deals, but the extensive information companies have about us means that the price we see tends toward the maximum they know we can pay.

In a momentous shift, the economics of information will turn our economy on its head. Fair bargaining is over. Hacker; Paul Pierson Call Number: H33 Library West, On Order. Hacker and Paul Pierson explained how political elites have enabled and propelled plutocracy.

Like every other prospering democracy, the United States developed a mixed economy that channeled the spirit of capitalism into strong growth and healthy social development. In this bargain, government and business were as much partners as rivals. Public investments in education, science, transportation, and technology laid the foundation for broadly based prosperity.

Programs of economic security and progressive taxation provided a floor of protection and business focused on the pursuit of profit—and government addressed needs business could not.

The mixed economy was the most important social innovation of the twentieth century. It spread a previously unimaginable level of broad prosperity. It enabled steep increases in education, health, longevity, and economic security. And yet, extraordinarily, it is anathema to many current economic and political elites.

And as the advocates of anti-government free market fundamentalist have gained power, they are hell-bent on scrapping the instrument of nearly a century of unprecedented economic and social progress. In American Amnesia, Hacker and Pierson explain how—and why they must be stopped. In this tale of grit and glamour, setbacks and comebacks, business and pop culture icon Tommy Hilfiger shares his extraordinary life story for the first time.

Few designers have stayed on top of changing trends the way Tommy Hilfiger has. Fewer still have left such an indelible mark on global culture. Since designing his first collection of "classics with a twist" three decades ago, Tommy Hilfiger has been synonymous with all-American style--but his destiny wasn't always so clear. Growing up one of nine children in a working-class family in Elmira, New York, Tommy suffered from dyslexia, flunked sophomore year of high school, and found himself constantly at odds with his father.

Nevertheless, this self-described dreamer had a vision and the relentless will to make it a reality. At eighteen he opened his own clothing store, parlaying his uncanny instinct for style into a budding career as a fashion designer. Through decades of triumph and turmoil, Tommy remained doggedly optimistic. To this day, his approach to commerce is rooted in his positive view of the world. American Dreamer brims with anecdotes that cover Tommy's years as a club kid and scrappy entrepreneur in s New York as well as unique insights into the exclusive A-list personalities with whom he's collaborated and interacted, from Mick Jagger and David Bowie to Ralph Lauren and Calvin Klein.

But this is more than just a fashion icon's memoir--it's a road map for building a brand, both professionally and personally. Tommy takes us behind the scenes of every decision--and every mistake--he's ever made, offering advice on leadership, business, team-building, and creativity. This is the story of a true American original, told for the first time in his own words, with honesty, humor, and the insatiable appetite for life and style that proves that sometimes you have to dream big to make it big.

Since then, year after year he has been ahead of the curve with his elegant and stylish looks. His creative energy has always been an inspiration to me. He's really himself in American Dreamer. In American Dreamer Tommy shows how he has taken the rock stars and the preppy stripes and come up with a look--and a label--that are recognized globally as being quintessentially American, as well as a brand that constantly keeps time with pop music.

American Dreamer shows how he has managed to be successful in business and done so with integrity. I have come to know Tommy, and every time we talk I learn something new about creating a successful business.

In American Dreamer you can feel his passion pour through everything he does: American Dreamer documents how, unlike any other designer, Tommy was able to tap into music, its subculture, and its influence on society, which propelled his fashion to be mainstream and global. Franz Contribution by Call Number: A44 Library West, Forthcoming Order.

What does it mean to be an American? What are American ideas and values? American Enterprise, the companion book to a major exhibition at the Smithsonian's National Museum of American History, aims to answer these questions about the American experience through an exploration of its economic and commercial history. It argues that by looking at the intersection of capitalism and democracy, we can see where we as a nation have come from and where we might be going in the future.

Richly illustrated with images of objects from the museum's collections, American Enterprise includes an early Thomas Edison light bulb, a wheat thresher, a Barbie doll, a Google server, and many other goods and services that have shaped American culture. Historical and contemporary advertisements are also featured, emphasizing the evolution of the relationship between producers and consumers over time.

Interspersed in the historical narrative are essays from today's industry leaders-including Sheila Bair, Adam Davidson, Bill Ford, Sally Greenberg, Fisk Johnson, Hank Paulson, Richard Trumka, and Pat Woertz-that pose provocative questions about the state of contemporary American business and society. American Enterprise is a multi-faceted survey of the nation's business heritage and corresponding social effects that is fundamental to an understanding of the lives of the American people, the history of the United States, and the nation's role in global affairs.

L49 Library West, On Order. Americans today face no shortage of threats to their financial well-being, such as job and retirement insecurity, health care costs, and spiraling college tuition. By their nature, the very arguments intended to mobilize individuals—asking them to devote money or time to politics—remind citizens of their economic fears and personal constraints, leading to undermobilization and nonparticipation.

Adam Seth Levine explains why the set of people who become politically active on financial insecurity issues is therefore quite narrow. When money is needed, only those who care about the issues but are not personally affected become involved.

When time is needed, participation is limited to those not personally affected or those who are personally affected but outside of the labor force with time to spare. The latter explains why it is relatively easy to mobilize retirees on topics that reflect personal financial concerns, such as Social Security and Medicare.

In general, however, when political representation requires a large group to make their case, economic insecurity threats are uniquely disadvantaged. Scrutinizing the foundations of political behavior, American Insecurity offers a new perspective on collective participation. The American Mortgage System: Crisis and Reform by by Susan M.

Wachter and Marvin M. U5 A Library West. Successful home ownership requires the availability of appropriate mortgage products. In the years leading up to the collapse of the housing market, home buyers frequently accepted mortgages that were not only wrong for them but catastrophic for the economy as a whole.

When the housing market bubble burst, so did a cornerstone of the American dream for many families. Restoring the promise of this dream requires an unflinching inspection of lending institutions and the right tools to repair the structures that support solid home purchases. Crisis and Reform focuses on the causes of the housing market collapse and proposes solutions to prevent another rash of foreclosures.

It examines key elements of the mortgage meltdown and the influence of the Community Reinvestment Act, which is often blamed for the crisis. They uncover how the government-sponsored enterprises Fannie Mae and Freddie Mac invested outside the housing market with disastrous results.

The American Mortgage System offers solutions to the problems. This book is a sound investment for economists, urban planners, and all who shape public policy.

G Library West. Once an icon of American industry, railroads fell into a long decline beginning around the turn of the twentieth century. Overburdened with regulation and often displaced by barge traffic on government-maintained waterways, trucking on interstate highways, and jet aviation, railroads measured their misfortune in lost market share, abandoned track, bankruptcies, and unemployment.

Today, however, as Robert Gallamore and John Meyer demonstrate, rail transportation is reviving, rescued by new sources of traffic and advanced technology, as well as less onerous bureaucracy. In , Congress responded to the industry's plight by consolidating most passenger rail service nationwide into Amtrak.

But private-sector freight service was left to succeed or fail on its own. The renaissance in freight traffic began in with the Staggers Rail Act, which allowed railroad companies to contract with customers for services and granted freedom to set most rates based on market supply and demand.

Railroads found new business hauling low-sulfur coal and grain long distances in redesigned freight cars, while double-stacked container cars moved a growing volume of both international and domestic goods.

Today, trains have smaller crews, operate over better track, and are longer and heavier than ever before. Near the end of the twentieth century, after several difficult but important mergers, privately owned railroads increased their investments in safe, energy-efficient, environmentally friendly freight transportation.

American Railroads tells a riveting story about how this crucial U. America's Assembly Line by David E. N Library West. The assembly line was invented in and has been in continuous operation ever since. It is the most familiar form of mass production.

Both praised as a boon to workers and condemned for exploiting them. In America's Assembly Line, David Nye examines the industrial innovation that made the United States productive and wealthy in the twentieth century.

The assembly line -- developed at the Ford Motor Company in for the mass production of Model Ts -- first created and then served an expanding mass market.

It inspired fiction, paintings, photographs, comedy, cafeteria layouts, andcookie-cutter suburban housing. It also transformed industrial labor and provoked strikes and uniondrives.

By , Japan had reinvented the assembly line as a system of "leanmanufacturing"; American industry reluctantly adopted this new approach. Nye describes thisevolution and the new global landscape of increasingly automated factories, with fewer industrialjobs in America and questionable working conditions in developing countries. A century after Ford'spioneering innovation, the assembly line continues to evolve toward more sustainablemanufacturing.

Library West, On Order. The tumultuous era and remarkable personalities that unexpectedly birthed the Federal Reserve, from renowned financial writer Roger Lowenstein Until the election of Woodrow Wilson the United States—alone among developed nations—lacked a central bank. However, in the aftermath of a disastrous financial panic, Congress was persuaded—by a confluence of populist unrest, widespread mistrust of bankers, ideological divisions, and secretive lobbying—to approve the landmark Federal Reserve Act.

Writing in a rich and untapped historical vein, Roger Lowenstein—acclaimed financial journalist and bestselling author of When Genius Failed and The End of Wall Street—reveals the drama-filled, unlikely story of how America created the Federal Reserve, thereby taking its first steps onto the world stage as a global financial power. Aldrich, the reigning power broker in the U. Weaving a slice of American politics together with a storied financial collapse and intrigue at the highest levels of Washington and Wall Street, Lowenstein delivers a gripping historical narrative.

C3 N37 Library West. The definitive life of Andrew Carnegie-one of American business's most iconic and elusive titans-by the bestselling author of Chief: The Life of William Randolph Hearst. Celebrated historian David Nasaw, brings new life to the story of one of America's most famous and successful businessmen and philanthropistsin what will prove to be the biography of the season.

With a trove of new material--unpublished chapters of Carnegie's Autobiography; personal letters between Carnegie and his future wife, Louise, and other family members; his prenuptial agreement; diaries of family and close friends; his applications for citizenship; his extensive correspondence with Henry Clay Frick; and dozens of private letters to and from presidents Grant, Cleveland, McKinley, Roosevelt, and British prime ministers Gladstone and Balfour, as well as friends Herbert Spencer, Matthew Arnold, and Mark Twain--Nasaw brilliantly plumbs the core of this facinating and complex man, deftly placing his life in cultural and political context as only a master storyteller can.

Akerlof and Robert J. P8 A Library West. The global financial crisis has made it painfully clear that powerful psychological forces are imperiling the wealth of nations today. From blind faith in ever-rising housing prices to plummeting confidence in capital markets, "animal spirits" are driving financial events worldwide. George Akerlof and Robert Shiller challenge the economic wisdom that got us into this mess, and put forward a bold new vision that will transform economics and restore prosperity.

They reassert the necessity of an active government role in economic policymaking by recovering the idea of animal spirits, a term John Maynard Keynes used to describe the gloom and despondence that led to the Great Depression and the changing psychology that accompanied recovery. Like Keynes, Akerlof and Shiller know that managing these animal spirits requires the steady hand of government. They detail the most pervasive effects of animal spirits in contemporary economic life and show how Reaganomics, Thatcherism, and the rational expectations revolution failed to account for them.

Animal Spiritsoffers a road map for reversing the financial misfortunes besetting us today. Read it and learn how leaders can channel animal spirits--the powerful forces of human psychology that are afoot in the world economy today. T Library West. Nassim Nicholas Taleb, the bestselling author of The Black Swan reveals how to thrive in an uncertain world.

Just as human bones get stronger when subjected to stress and tension, and rumors or riots intensify when someone tries to repress them, many things in life benefit from stress, disorder, and turmoil. In Antifragile,Taleb stands uncertainty on its head, making it desirable, even necessary, and proposes that things be built in an antifragile manner. The antifragile is beyond the resilient or robust. The resilient resists shocks and stays the same; the antifragile gets better and better.

The antifragile is immune to prediction errors and protected from adverse events. How did the sinking of the Titanic save lives? The book spans innovation by trial and error, life decisions, politics, urban planning, war, personal finance, economic systems, and medicine.

In addition to the street wisdom of Fat Tony of Brooklyn, the voices and recipes of ancient wisdom, from Roman, Greek, Semitic, and medieval sources, are loud and clear. Antifragileis a blueprint for living in a Black Swan world. M Library West, On Order. Dubai's Burj Khalifa--the world's tallest building--looks nothing like Microsoft's Office Suite, and digital surround sound doesn't work like a citywide telecommunication grid. Yet these engineering feats have much in common.

Applied Minds explores the unique visions and mental tools of engineers to reveal the enormous--and often understated--influence they wield in transforming problems into opportunities. An engineer himself, Guru Madhavan introduces a flexible intellectual tool kit called modular systems thinking as he explains the discipline's penchant for seeing structure where there is none.

The creations that result from this process express the engineer's answers to the fundamental questions of design: Through narratives and case studies spanning the brilliant history of engineering, Madhavan shows how the concepts of prototyping, efficiency, reliability, standards, optimization, and feedback are put to use in fields as diverse as transportation, retail, health care, and entertainment.

Equal parts personal, practical, and profound, Applied Minds charts a path to a future where we apply strategies borrowed from engineering to create useful and inspired solutions to our most pressing challenges. In this book, Simon Bowmaker offers a remarkable collection of conversations with leading economists about research in economics. He has selected a broad sample of the great economists of our time, including people whose perspectives span most of the major subdivisions of economics research, from micro to macro, from theoretical to empirical, from rationalist to behavioralist.

This innovative volume contains 25 interviews with practicing economists, presenting insightful personal accounts into an often-misunderstood field.

Contributors to this volume were asked to reflect on their own experience in economics research, including their methods of working, the process of scientific discovery and knowledge creation, and the challenges of successfully disseminating their work.

The unique and compelling interview format showcases each contributor's personal connection to his or her work, presenting a view of current economics research that is technical, comprehensive, and refreshingly human. Both students and current scholars in economics will find much to admire in this book's window into the inner workings of some of the brightest and best-known minds in the field. I94 Library West.

Whether mundane or life-altering, these choices define us and shape our lives. Sheena Iyengar asks the difficult questions about how and why we choose: Is the desire for choice innate or bound by culture?

Why do we sometimes choose against our best interests? How much control do we really have over what we choose? Sheena Iyengar's award-winning research reveals that the answers are surprising and profound. In our world of shifting political and cultural forces, technological revolution, and interconnected commerce, our decisions have far-reaching consequences. Owing to the rising number of online gamblers and coupled with the never-ending lottery fever, many web sites—even those outside of the gaming industry—have started offering free lottery games to anyone who signs up.

While some of these lotteries, like LuckySurf. The only catch here is that visitors must register and visit one of their sponsors for their entry to be valid. While I cover the topic of portals in greater detail in Chapter 15, no discussion on Internet lotteries would be complete without at least briefly mentioning the availability and value of portals.

Whereas general gambling portals tend to cover a broad range of gaming topics—often offering only limited content about specific subjects such as lotteries—lottery portals operate within a very defined scope, providing their patrons with news updates and information often overlooked by general portals.

While not as widespread, there are still more than a few lottery portals offering useful information to visitors who fancy the genre. Sites like The Lottery Site www. They are also valuable resources for tracking down the best sites for both free and pay online lotteries and frequently provide warnings about bad sites and the latest lottery scams that may be showing up in your e-mail.

There are a wide variety of online options open to lottery gamers. Although some are clearly more complicated then simply walking to your corner store with a buck and a dream, others provide the same general odds for nothing more than a few minutes of your time.

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